Choose a checking account that rewards you just for banking with us! Get rewards like earning a high rate on your balance, refunds on you ATM withdrawal fees, and more! You’ll pay no monthly maintenance fees and have no minimum balance requirements to earn rewards.
| Free Kasasa Cash | Free Kasasa Cash Back | |
| Best For | High Balances | Debit Card Use |
| Rewards | Pays high interest on your balance | Earns refunds on debit card purchases |
| 2.50% APY* on balances up to $35,000 | 2.50% Cash back on debit card purchases | |
| 2.50% to 0.25% APY on balances over $35,000, depending on balance in account* | Cash back earned on up to $300 every month* | |
| 0.05% APY* if qualifications aren't met | Earn up to $90 cash back per year, $7.50 per month | |
| Monthly Maintenance Fee | ||
| Free Online Banking | ||
| Free Debit Card | ||
| Minimum to Open | ||
Earn Really High Interest and Get Refunds on ATM Withdrawal Fees, Nationwide!®
- Free checking that pays high interest
- 2.5% APY* on balances up to $35,000
- 2.5 % to 0.25% APY* on balances over $35,000 depending on balance in account*
- 0.05% APY* if qualification aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
- Link to free Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free online and mobile banking
- Free e-statements
- Free debit card
- $25 minimum deposit to open
Qualifying for Kasasa Cash Rewards Is Easy
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle.
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-statements
- Be enrolled in and log into online banking at least once per cycle
And if you don't meet these qualifications, don't worry - your account is still free and you'll earn our base rate. Plus, you can get right back to earning your full rewards the very next cycle that you qualify.
*Please see Details and Disclaimers
Earn Cash Back on Debit Card Purchases and Refunds on ATM Withdrawal Fees, every month!
- Free checking that pays you back
- Earn 2.50% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $300 in purchases monthly
- Earn up to $90 cash back per year, $7.50 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free online and mobile banking
- Free e-statements
- Free debit card
- $25 minimum deposit to open
Qualifying for Kasasa Cash Back Rewards is a Breeze
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-statements
- Be enrolled in and log into online banking at least once per cycle
*Please see Details and Disclaimers
Make saving and growing your earned Kasasa rewards as easy as pie.
Maximize your Kasasa checking rewards when you link your Kasasa Cash® or Kasasa Cash Back® to this free account. Kasasa Saver links to your Kasasa checking to have those ATM withdrawal fee refunds and earned cash rewards automatically transferred to this interest bearing account. It’s a “set-it-and-forget-it” type of easy.
- Free account that builds your savings effortlessly
- Links to free Kasasa Cash® or Kasasa Cash Back® checking
- Automatic transfers of Kasasa Cash® or Kasasa Cash Back® earnings
- 1.00% APY on balances up to $75,000
- 1.00% to 0.25% APY on balances over $75,000 depending on balance in account
- 0.05% APY if qualifications are not met in Kasasa Cash or Kasasa Cash Back
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free online and mobile banking
- $100 minimum deposit to open
Qualifying for Kasasa Saver Rewards is Super Simple
The only true qualification for Kasasa Saver® is to have a Kasasa Cash® or Kasasa Cash Back® account. Meet the checking requirements and you're good-to-go.
Qualifying for your Kasasa Cash® or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® or Kasasa Cash Back® account during each Monthly Qualification Cycle.
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-statements
- Be enrolled in and log into online banking at least once per cycle
There's no need to worry if a monthly qualification cycle goes by and you don't meet them - there's still no monthly maintenance fee! Even more, you can get right back to earning your full rewards the very next month.
*Please see Details and Disclaimers for Kasasa Cash Back with Kasasa Saver or Kasasa Cash with Kasasa Saver.
Looking for a more traditional account? Check out our other account options in our Account Center.
