Choose a checking account that rewards you just for banking with us! Get rewards like earning a high rate on your balance, refunds on you ATM withdrawal fees, and more! You’ll pay no monthly maintenance fees and have no minimum balance requirements to earn rewards.

Free Kasasa Cash
Free Kasasa Cash Back
Best ForHigh BalancesDebit Card Use
RewardsPays high interest on your balanceEarns refunds on debit card purchases
2.50% APY* on balances up to $35,0002.50% Cash back on debit card purchases
2.50% to 0.25% APY on balances over
$35,000, depending on balance in account*
Cash back earned on up to $300 every month*
0.05% APY* if qualifications aren't metEarn up to $90 cash back per year, $7.50 per month
Nationwide ATM fee refunds up to $25 per month*
Link to free Kasasa Saver® to build savings effortlessly
Monthly Maintenance Fee
N/A
Free Online Banking
Yes
Free Debit Card
Yes
Minimum to Open
$25
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Apply Now

Earn Really High Interest and Get Refunds on ATM Withdrawal Fees, Nationwide!®

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  • Free checking that pays high interest
  • 2.5% APY* on balances up to $35,000
  • 2.5 % to 0.25% APY* on balances over $35,000 depending on balance in account*
  • 0.05% APY* if qualification aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free online and mobile banking
  • Free e-statements
  • Free debit card
  • $25 minimum deposit to open

Qualifying for Kasasa Cash Rewards Is Easy

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle.

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking at least once per cycle

And if you don't meet these qualifications, don't worry - your account is still free and you'll earn our base rate. Plus, you can get right back to earning your full rewards the very next cycle that you qualify.

*Please see Details and Disclaimers

Earn Cash Back on Debit Card Purchases and Refunds on ATM Withdrawal Fees, every month!

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  • Free checking that pays you back
  • Earn 2.50% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $90 cash back per year, $7.50 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free online and mobile banking
  • Free e-statements
  • Free debit card
  • $25 minimum deposit to open

Qualifying for Kasasa Cash Back Rewards is a Breeze

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking at least once per cycle

*Please see Details and Disclaimers

Make saving and growing your earned Kasasa rewards as easy as pie.

Maximize your Kasasa checking rewards when you link your Kasasa Cash® or Kasasa Cash Back® to this free account. Kasasa Saver links to your Kasasa checking to have those ATM withdrawal fee refunds and earned cash rewards automatically transferred to this interest bearing account. It’s a “set-it-and-forget-it” type of easy.

Apply Now - Kasasa Saver for Kasasa Cash Checking

Apply Now - Kasasa Saver for Kasasa Cash Back Checking

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash® or Kasasa Cash Back® earnings
  • 1.00% APY on balances up to $75,000
  • 1.00% to 0.25% APY on balances over $75,000 depending on balance in account
  • 0.05% APY if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free online and mobile banking
  • $100 minimum deposit to open

Qualifying for Kasasa Saver Rewards is Super Simple

The only true qualification for Kasasa Saver® is to have a Kasasa Cash® or Kasasa Cash Back® account. Meet the checking requirements and you're good-to-go.

Qualifying for your Kasasa Cash® or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions  and activities must post and settle to your Kasasa Cash® or Kasasa Cash Back® account during each Monthly Qualification Cycle.

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking at least once per cycle

There's no need to worry if a monthly qualification cycle goes by and you don't meet them - there's still no monthly maintenance fee! Even more, you can get right back to earning your full rewards the very next month.

*Please see Details and Disclaimers for Kasasa Cash Back with Kasasa Saver or Kasasa Cash with Kasasa Saver.

Looking for a more traditional account? Check out our other account options in our Account Center.